Terms and conditions


Legal information

Issued by HSBC Bank plc, a member of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC Bank plc's principal place of business is England.

This internet site describes the services offered by HSBC Bank plc, Milan Branch in Italy and is not intended for persons in other jurisdictions. HSBC Bank plc, Milan is a branch of HSBC Bank plc, which is authorised and regulated by the Financial Services Authority in the United Kingdom. HSBC Bank plc is incorporated in England and Wales and is established at 8 Canada Square, London E14 5HQ which is its Registered Office and its Company Register Number is 14259.

HSBC Bank plc, Milan was incorporated on 19 February 1996 and is located at Via Mike Bongiorno 13, 20124 Milan and with registered number 07892720157.

HSBC Group entities, directors, employees and/or representatives are not liable for any damages directly or indirectly caused in connection with and/or as a consequence of (any use of) this website.

General information on this site

The information in this site is based on HSBC's understanding of the current law and practice at the time of going to press. Future changes in legislation, tax levels and practice could affect the information in this site.

This information is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary. In some cases, information provided on this website has been obtained from other sources and while HSBC Bank plc and its subsidiaries endeavor to maintain the accuracy of all information, it makes no representation or warranty as to the accuracy of this information and cannot be held responsible for errors or omissions. Persons accessing these pages are advised to obtain proper legal, accounting, tax or investment advice where necessary.

The information in this website is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any securities, financial instruments or services. The information is obtained from sources believed to be reliable but which has not been independently verified; no guarantee, representation or warranty is made and no responsibility or liability as to its accuracy or completeness is accepted.

HSBC and its affiliates and/or their officers, directors and employees may own or have positions in any securities mentioned in this website (or in any related investment) and may from time to time add to or dispose of any such securities (or investment). HSBC and its affiliates may act as market maker or have assumed an underlying position in the securities of companies discussed in this website (or in any related investment) and may sell them to or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to those companies.

Further information and written details about our products and services are available at HSBC Bank plc, Milan Branch, Piazzetta Bossi 1, 20121 Milan, Italy. This site is not intended for persons located or resident in jurisdictions that restrict the distribution of information by us. Those people accessing these pages are required to inform themselves about and observe any relevant restrictions.

Terms & conditions

Please read the details set out below carefully before using this website and all its underlying pages (the "Site") including all products, services, documentation, information, materials, tools and other content made available through this Site. By accessing and using this Site, you agree and you thereby bind your principal or employer when acting as agent or employee to be bound by the following terms and conditions and disclaimers (the "Terms"). If you do not agree to these Terms please refrain from using our Site.

References to 'you', 'your' and 'yours' are references to the person(s) accessing the Site. References to 'we', 'us' and 'our' are references to HSBC Bank plc, Milan Branch. References to the 'HSBC Group' are references to HSBC Holdings plc, its subsidiaries and associated companies.

Terms

All our products and services and those of other members of the HSBC Group are subject to the terms and conditions and disclaimers of the applicable agreement governing their use.

These Terms are to be read by you together with any terms, conditions and disclaimers provided in the pages of the Site. In the event of any conflict, the terms, conditions and disclaimers provided in the pages of the Site for the products and/or services concerned shall prevail over these Terms. The nullification of one or more provisions of these terms will not affect the overall validity of the terms and conditions. Any provision that is null and void will be deemed to have a meaning which is lawful and to the nearest extent corresponds with what was contemplated in the provision.

The information, material and content provided in the pages of the Site may be changed at any time without notice. HSBC reserves the right to make changes to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site constitutes acceptance of any changes.

No offer

Neither the information, nor any opinion contained in our Site constitutes an offer to sell or solicitation or an offer to buy any securities or financial instruments or services or any advice or recommendation with respect to such securities or other financial instruments or services. None of the information contained on the Site will be construed as offering personal advice relating to financial instruments or any other investment, insurance or banking product. No legal, tax or accountancy advice is offered. Investors should consult their own financial advisors prior to making an investment decision.

Users

The Site is currently intended for those who access it from within Italy. Because of this we cannot guarantee that the Site or the information thereon complies with or is appropriate for use in other places.

You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms.

No warranties

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as permitted under Italian mandatory law.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Except as required by any applicable mandatory law, we, our members, affiliates, third party providers, directors, officers, shareholders employees or agents shall in no event be liable for (i) any inaccuracy, incompleteness, incorrectness, or non-availability of the Site and its content, nor for (ii) any losses (including, without limitation, loss of profits, data, opportunity, savings or interest), costs, expenses, legal fees, penalties imposed or (direct, indirect, punitive, special or consequential) damages whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site, even if advised of the possibility of such damages.

Third party sites and warranties

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

Internet e-mail

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to the Bank or any message sent by the Bank to you over the Internet.

Intellectual property rights

All intellectual property rights, including without limitation, trademark rights, database rights and copyrights in and relating to pages screens, information, text images, logos, photographs, illustrations and all other material on this Site as well as the lay-out and design of the Site is owned by or licensed to HSBC Group unless otherwise noted. All such rights are reserved. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

Privacy policy

We process information about you in accordance with our Privacy policy. By using the Site, you consent to such processing and you warrant that all data provided by you is accurate.

Governing law

The Terms are governed by and interpreted in accordance with the laws of Italy and the courts of Milan will have exclusive jurisdiction in respect of any dispute, which may arise.

Copyright © 2015 HSBC. All rights reserved.